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I started investing at 11, but regret not starting earlier – Warren Buffett.

Starting your investment journey at 11 is too much to ask for, but if one makes a list of top 5 regrets among most investors – ‘not starting early’ would be one of them. As much as this regret is real, the thought of saving or investing is often the least of our priorities soon after we start earning. At this stage, with the newfound financial independence but low pay, we tend to spend more than we can afford. Most of the time, this translates into negligible to no saving/investment at all. And this way, our investment process gets delayed.